Debt Snowball – When does it make sense?

Dave Ramsey Debt Snowball

The Debt Snowball method to paying down debts has been around for a long time but it has become popularized and almost synonymous  with Financial Planner and radio personality Dave Ramsey. Although from a financial standpoint, Dave takes a little different approach in how he recommends the debts be ordered, he praises this approach as a simple and straightforward way for people to dig out of debt.  If you are unfamiliar with the Debt Snowball approach and how it works, […] Read more »

Get Out of Debt – What Strategy Makes the Most Sense?

debt help options

Help!!!! I am on information overload.  Can you look at my financial circumstances and tell me exactly what debt reduction strategy will make the most sense for me? Sound familiar?  You are not alone.  Thousands of people ask this question every day and set out on the Internet looking for the answer. Unfortunately instead of honest and unbiased advice they typically encounter salesmen that focus more on convincing consumers to buy into their various programs than they do on educating […] Read more »