My Daughter Was the Victim of Private Student Loan Identity Theft


Dear Steve,

My husband and his business partner used my daughter info to get a private loan. The partner later took my husband to court alleging identity theft because the loan was also in my daughter’s name she was also implicated but charges were later dropped and it was later determined that actually her identity was stolen. My husband was charged and my daughter’s record was expunged. Even though it was proven that my husband used her information to apply for the loan, Educap still filed a judgment on her.

The judgment is 6 years old and the debt has been turned over to a collection agency who is trying to garnish her wages. Is there anything she can do to stop this?



Dear Kim,

The loan may now be out of the time the lender can sue over the debt. You should talk to a lawyer who is licensed in your state and get legal advice regarding the forgiveness of the debt from fraud and if the loan is past the ability for the lender to sue.

It sounds like Educap obtained the judgment back when this issue was originally being resolved. But it appears the issue of the identity theft issue was overlooked.

Steve Rhode
Get Out of Debt GuyTwitter, G+, Facebook

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This article by Steve Rhode first appeared on Get Out of Debt Guy and was distributed by the Personal Finance Syndication Network.

The post My Daughter Was the Victim of Private Student Loan Identity Theft appeared first on Personal Finance Syndication Network.

About Damon Day

As a Debt Coach and a Financial Advocate, I have saved my clients Millions of Dollars by exposing the debt relief scams that other consumers fall victim to. I work directly for my clients to create custom debt relief strategies based on their own unique circumstances. Consumers who speak with me first, come out far ahead of those who don't, every single time. Guaranteed. +Damon Day