What we Offer Consumers
Damon Day and Associates provides a very specific and necessary service for individuals and families struggling with overwhelming debt loads. We take on the role of a Personal Financial Advocate to assist consumers in identifying and understanding specific financial hardships and creating a realistic and effective strategy for resolving those issues. Our primary focus is on providing consumers with one on one analysis and financial education to identify all potential options available for resolving their specific hardships. Then we work with them to create and implement a strategy to allow them to achieve their financial goals.
Why is this important?
It is ill advised to make a major financial decision that will have both immediate and long term effects on you and your loved ones without taking the proper time to evaluate your circumstances, receive input from various sources, and create a plan with the best possible opportunity for success. Unfortunately the “debt help” industry is filled with individuals and programs, that simply take advantage of consumers in desperate financial situations. It is important to have an educated and experienced advocate on your side, to analytically review your circumstances, provide realistic solutions, and prevent unscrupulous programs from making your situation much worse.
We offer a free contract review service for consumers that are considering enrollment in a debt settlement program to assist in paying off their debts. Unlike what most debt settlement sales people will tell you, debt settlement is not a simple and painless process with low monthly payments. Under the right circumstances and if done right, it can be a very effective strategy for helping consumers get out of debt and avoid filing for Bankruptcy. However under the wrong circumstances it can be a complete financial disaster that will all but guarantee a Bankruptcy filing for the consumer.
There are thousands of “debt settlement” programs out there and most of them make absolutely no financial sense under any circumstances. Usually the actual contracts do not match up with the sales pitches. We will be happy to review the contract and let you know in plain English, exactly what it says and how much it will cost you. After we have a firm understanding of your financial circumstances, we can also tell you if the program is a good option for you or not.
Debt Settlement Video
If you are currently researching Debt Settlement as a possible strategy, please take a few minutes to watch our Debt Settlement video. For most consumers it will be a very eye opening video and covers many aspects of the process that Debt Settlement sales people either don’t tell you, or don’t even know themselves
Please be sure to visit and subscribe to Mr. Day’s blog while you are at our website. It is here that we frequently expose consumers to rip off financial programs, provide insightful analysis and get you up to speed on the latest happenings within the financial and debt help industry.
An Individual Financial Consultation with Mr. Day
Whether you would just like a few questions answered, a complete financial analysis or even ongoing financial coaching, everything starts with an initial consultation with Damon Day. The focus of the consultation will be to identify your financial circumstances, understand your overall goals and then provide you with some initial strategies and solutions to research.
