Consumers in Debt Need Honest, Unbiased, and Straight-Forward Answers
A majority of the “debt relief” industry operates on a flawed business model. Flawed at least as far as the consumer is concerned. The major flaw is in the way debt relief products and services are sold. Consumers are looking for financial advice and what they typically get is just a sales pitch about a specific product or service. This pervasive business model of offering a free sales pitch disguised as a financial consultation, makes it nearly impossible for consumers to get the information they need to make educated decisions about their financial future.
You certainly don’t have to take my word on this though. Just call any number of debt help ads on the radio, T.V., or Internet these days for a free consultation. When you get off the phone, ask yourself, did you receive an informative consultation or a sales pitch for whatever product or service they are selling? After the consultation do you know and understand every option available and have a step by step plan to resolve your situation, or do you simply know more about the product or service that was pitched to you during this supposed “consultation?” The answer to that question is of course obvious and the consumer is left to sort through all the conflicting information from various sales people and attempt to differentiate fact from fiction on their own.
The facts are clear, the historical success rates of credit counseling, debt settlement, and chapter 13 Bankruptcy hover around a measly 30%. That means on average at least 70% of consumers who are in debt and go looking for help in the debt relief industry are going to end up much worse off. By far the number 1 reason for this miserable performance is that consumers are seeking financial advice from sales people, or people that have a heavily vested interest in the consumer purchasing the specific product or service that is being sold. In large numbers consumers are getting enrolled into programs that don’t provide the best chance of success for their specific circumstances.
I created Damon Day and Associates to help rectify this massive problem, level the playing field for consumers, and provide them with a trusted advisor in their corner so that they don’t have to face these sharks alone. I will take on the role of your Personal Financial Advocate and Debt Coach. Together we will first identify your specific financial hardships and create a realistic and effective strategy for resolving those issues.
My primary focus is to provide you with one on one analysis and financial education to identify all potential options available for you to obtain your financial goals. Then I work with you to create and implement a strategy to insure your success.
Bottom line: With me in your corner, you will save money, know specifically what you need to do or who you need to call to obtain your financial goals, and not fall victim to unscrupulous debt help programs who are more interested in your money than they are in helping you.
Damon Day
Whether you would just like a few questions answered, a complete financial analysis or even ongoing financial coaching, everything starts with an initial phone consultation. Very often I can teach you everything you need to know to resolve your financial situation in just one phone call.
