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	<title>Honest Credit Card Debt Advice: Debt Resolution Help: Settlement: Counseling: Bankruptcy &#187; General Debt Help</title>
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	<link>http://damonday.com</link>
	<description>Need Debt Help? Confused by Debt Resolution Options? Get Unbiased Credit Card Debt Advice to Find Honest Debt Settlement Programs, Credit Counselors, and Bankruptcy Attorneys</description>
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		<title>Should I Borrow from 401K to Pay Credit Cards</title>
		<link>http://damonday.com/3628/should-i-borrow-from-401k-to-pay-credit-cards/</link>
		<comments>http://damonday.com/3628/should-i-borrow-from-401k-to-pay-credit-cards/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 20:29:47 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Financial Wisdom]]></category>
		<category><![CDATA[Should I Borrow from 401k to Pay Credit Cards]]></category>
		<category><![CDATA[Use 401k to Pay Off Credit Cards]]></category>
		<category><![CDATA[Using 401k to Pay Off Debt]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=3628</guid>
		<description><![CDATA[One of the major pitfalls to acting on financial advice given to a general audience is that the advice is&#8230;well, general. A perfect example revolves around using a 401k to pay off debt. If a consumer was to read several personal finance books and blogs, they would easily come to the conclusion that you should [...]<p><a href="http://damonday.com/3628/should-i-borrow-from-401k-to-pay-credit-cards/">Should I Borrow from 401K to Pay Credit Cards</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/3654/does-credit-counseling-hurt-your-credit/' rel='bookmark' title='Does Credit Counseling Hurt Your Credit'>Does Credit Counseling Hurt Your Credit</a></li>
<li><a href='http://damonday.com/1017/legacy-debt-solutions-vs-credit-solutions/' rel='bookmark' title='Legacy Debt Solutions vs Credit Solutions &#8211; Who Can Bankrupt a Client Faster?'>Legacy Debt Solutions vs Credit Solutions &#8211; Who Can Bankrupt a Client Faster?</a></li>
<li><a href='http://damonday.com/2925/shred-your-credit-card-make-a-video-enter-to-win-1000/' rel='bookmark' title='Shred your Credit Card-Make a Video, Enter to win $1,000'>Shred your Credit Card-Make a Video, Enter to win $1,000</a></li>
<li><a href='http://damonday.com/3817/defendants-lose-the-weight-of-their-assets-in-hoodia-weight-loss-case/' rel='bookmark' title='Defendants Lose The Weight Of Their Assets In &#8220;Hoodia&#8221; Weight Loss Case'>Defendants Lose The Weight Of Their Assets In &#8220;Hoodia&#8221; Weight Loss Case</a></li>
</ol>]]></description>
		<wfw:commentRss>http://damonday.com/3628/should-i-borrow-from-401k-to-pay-credit-cards/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>Cost of Livin &#8211; High and Going Up</title>
		<link>http://damonday.com/3729/cost-of-livin-high-and-going-up/</link>
		<comments>http://damonday.com/3729/cost-of-livin-high-and-going-up/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 06:53:26 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Inspiration]]></category>
		<category><![CDATA[Cost of Livin]]></category>
		<category><![CDATA[Ronnie Dunn]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=3729</guid>
		<description><![CDATA[Ronnie Dunn, Cost Of Livin&#8217; Lyrics Everything to know about me Is written on this page The number you can reach me My social and my age Yes I served in the army It’s where I learned to shoot Eighteen months in the desert Pourin’ sand out of my boots No I’ve never been convicted [...]<p><a href="http://damonday.com/3729/cost-of-livin-high-and-going-up/">Cost of Livin &#8211; High and Going Up</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/71/debt-settlement-is-comming-out-of-the-closet/' rel='bookmark' title='Debt Settlement is coming out of the closet?'>Debt Settlement is coming out of the closet?</a></li>
<li><a href='http://damonday.com/3654/does-credit-counseling-hurt-your-credit/' rel='bookmark' title='Does Credit Counseling Hurt Your Credit'>Does Credit Counseling Hurt Your Credit</a></li>
<li><a href='http://damonday.com/295/debt-settlement-usa-a-not-so-glowing-review/' rel='bookmark' title='Debt Settlement USA &#8211; A Not So Glowing Review'>Debt Settlement USA &#8211; A Not So Glowing Review</a></li>
<li><a href='http://damonday.com/1108/excuse-me-im-calling-bullshit/' rel='bookmark' title='Excuse Me &#8211; I&#8217;m Calling Bullshit'>Excuse Me &#8211; I&#8217;m Calling Bullshit</a></li>
</ol>]]></description>
		<wfw:commentRss>http://damonday.com/3729/cost-of-livin-high-and-going-up/feed/</wfw:commentRss>
		<slash:comments>33</slash:comments>
		</item>
		<item>
		<title>How To Get Out Of Debt &#8211; Carnival of Personal Finance</title>
		<link>http://damonday.com/3703/how-to-get-out-of-debt-carnival-of-personal-finance/</link>
		<comments>http://damonday.com/3703/how-to-get-out-of-debt-carnival-of-personal-finance/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 11:30:17 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Financial Wisdom]]></category>
		<category><![CDATA[General Debt Help]]></category>
		<category><![CDATA[How to Get Out of Debt]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=3703</guid>
		<description><![CDATA[Today I thought I would try something different and take a stab at hosting a Personal Finance Blog Carnival started by my friend Steve Rhode over at How to Get Out of Debt. For those of you who don&#8217;t move in blogospheric circles, a blog carnival is simply a roundup of articles from various blogs, [...]<p><a href="http://damonday.com/3703/how-to-get-out-of-debt-carnival-of-personal-finance/">How To Get Out Of Debt &#8211; Carnival of Personal Finance</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/3628/should-i-borrow-from-401k-to-pay-credit-cards/' rel='bookmark' title='Should I Borrow from 401K to Pay Credit Cards'>Should I Borrow from 401K to Pay Credit Cards</a></li>
<li><a href='http://damonday.com/250/unsecured-debt-consolidation-loans/' rel='bookmark' title='Unsecured Debt Consolidation Loans &#8211; Do they still Exist?'>Unsecured Debt Consolidation Loans &#8211; Do they still Exist?</a></li>
<li><a href='http://damonday.com/90/chase-forcing-more-consumers-to-throw-in-the-towel-and-turn-to-debt-settlement-or-bankruptcy/' rel='bookmark' title='Chase forcing more consumers to turn to Debt Settlement or Bankruptcy'>Chase forcing more consumers to turn to Debt Settlement or Bankruptcy</a></li>
<li><a href='http://damonday.com/98/personal-bankruptcy-filings-are-up-40-from-this-time-last-year/' rel='bookmark' title='Personal Bankruptcy filings are up 40% from this time last year'>Personal Bankruptcy filings are up 40% from this time last year</a></li>
</ol>]]></description>
		<wfw:commentRss>http://damonday.com/3703/how-to-get-out-of-debt-carnival-of-personal-finance/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Consumers in Debt are easier to Scam!</title>
		<link>http://damonday.com/3015/consumers-in-debt-are-easier-to-scam/</link>
		<comments>http://damonday.com/3015/consumers-in-debt-are-easier-to-scam/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 10:50:48 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Debt Settlement Company Reviews]]></category>
		<category><![CDATA[Debt Settlement Horror Stories]]></category>
		<category><![CDATA[Financial Wisdom]]></category>
		<category><![CDATA[debt settlement scam]]></category>
		<category><![CDATA[unbiased financial advice]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=3015</guid>
		<description><![CDATA[It has now become almost a daily occurrence for me to help a consumer fix the mess that a debt settlement company has dropped them into.  The universal reaction from my clients after I explain how debt settlement really works and why the program they have been sold never even had a shot at working, [...]<p><a href="http://damonday.com/3015/consumers-in-debt-are-easier-to-scam/">Consumers in Debt are easier to Scam!</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/1418/mass-exodus-in-debt-settlement-industry-consumers-take-heed-or-be-trampled/' rel='bookmark' title='Mass Exodus in Debt Settlement Industry, Take Heed or BE TRAMPLED'>Mass Exodus in Debt Settlement Industry, Take Heed or BE TRAMPLED</a></li>
<li><a href='http://damonday.com/299/debt-relief-usa-files-bankruptcy-clients-get-burned/' rel='bookmark' title='Debt Relief USA files Bankruptcy &#8211; Clients get Burned'>Debt Relief USA files Bankruptcy &#8211; Clients get Burned</a></li>
<li><a href='http://damonday.com/1804/freedom-debt-relief-says-upfront-fees-help-consumers-i-say-bullshit-what-say-you/' rel='bookmark' title='Freedom debt relief says upfront fees help consumers-I say Bullshit-What say you?'>Freedom debt relief says upfront fees help consumers-I say Bullshit-What say you?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://damonday.com/3015/consumers-in-debt-are-easier-to-scam/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>Aggressive Phone Closers Needed for Debt Settlement &#8211; Training Provided</title>
		<link>http://damonday.com/3153/aggressive-phone-closers-needed-for-debt-settlement-training-provided/</link>
		<comments>http://damonday.com/3153/aggressive-phone-closers-needed-for-debt-settlement-training-provided/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 10:46:21 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[General Debt Help]]></category>
		<category><![CDATA[bad advice]]></category>
		<category><![CDATA[free consultion]]></category>
		<category><![CDATA[phone closers]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=3153</guid>
		<description><![CDATA[The following is just one of many advertisements that I see every single day. Please read it and understand that when you call an ad or an 800 number looking for help with your debt, you will typically be speaking with a person with the qualifications sought after in this ad.  Ask yourself if this [...]<p><a href="http://damonday.com/3153/aggressive-phone-closers-needed-for-debt-settlement-training-provided/">Aggressive Phone Closers Needed for Debt Settlement &#8211; Training Provided</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/196/debt-settlement-companies-top-5-ways-they-can-screw-you/' rel='bookmark' title='Debt Settlement Companies &#8211; Top 5 ways they can Screw you!'>Debt Settlement Companies &#8211; Top 5 ways they can Screw you!</a></li>
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<li><a href='http://damonday.com/174/how-to-find-the-best-debt-settlement-company-for-you/' rel='bookmark' title='How to find the Best Debt Settlement Company for you.'>How to find the Best Debt Settlement Company for you.</a></li>
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</ol>]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>No upfront fee-debt settlement is nice-but tell me the risks-you neglected home slice</title>
		<link>http://damonday.com/3022/no-upfront-fee-debt-settlement-is-nice-but-tell-me-the-risks-you-neglected-home-slice/</link>
		<comments>http://damonday.com/3022/no-upfront-fee-debt-settlement-is-nice-but-tell-me-the-risks-you-neglected-home-slice/#comments</comments>
		<pubDate>Wed, 29 Dec 2010 12:08:52 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Financial Wisdom]]></category>
		<category><![CDATA[debt settlement risks]]></category>
		<category><![CDATA[debt settlement sales pitch]]></category>
		<category><![CDATA[no upfront fee debt settlement]]></category>
		<category><![CDATA[no upfront fees]]></category>
		<category><![CDATA[upfront fee ban]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=3022</guid>
		<description><![CDATA[No Upfront Fee Debt Settlement The ink was not even dry on the new FTC law banning Debt Settlement Companies from charging advance fees before many debt settlement sales people started spinning a new rhyme of risk free debt settlement. Go ahead and sign up. You can trust me you see. We won&#8217;t charge you [...]<p><a href="http://damonday.com/3022/no-upfront-fee-debt-settlement-is-nice-but-tell-me-the-risks-you-neglected-home-slice/">No upfront fee-debt settlement is nice-but tell me the risks-you neglected home slice</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/home/' rel='bookmark' title='Home'>Home</a></li>
<li><a href='http://damonday.com/3153/aggressive-phone-closers-needed-for-debt-settlement-training-provided/' rel='bookmark' title='Aggressive Phone Closers Needed for Debt Settlement &#8211; Training Provided'>Aggressive Phone Closers Needed for Debt Settlement &#8211; Training Provided</a></li>
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</ol>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Shred your Credit Card-Make a Video, Enter to win $1,000</title>
		<link>http://damonday.com/2925/shred-your-credit-card-make-a-video-enter-to-win-1000/</link>
		<comments>http://damonday.com/2925/shred-your-credit-card-make-a-video-enter-to-win-1000/#comments</comments>
		<pubDate>Sun, 19 Dec 2010 20:58:57 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Consolidation Loans]]></category>
		<category><![CDATA[Financial Wisdom]]></category>
		<category><![CDATA[General Debt Help]]></category>
		<category><![CDATA[cash back debit card]]></category>
		<category><![CDATA[debt consolidation loan]]></category>
		<category><![CDATA[Lending Club]]></category>
		<category><![CDATA[perkstreet financial]]></category>
		<category><![CDATA[shred your credit card]]></category>
		<category><![CDATA[video contest]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=2925</guid>
		<description><![CDATA[On Friday I got wind of a contest at ShredYourCreditCard.com being offered by Lending Club and PerkStreet Financial.  They are asking consumers to shred a credit card in an interesting or creative way and capture a video of the dirty deed.  They are offering a $1,000 first prize to the submitted video which captures the [...]<p><a href="http://damonday.com/2925/shred-your-credit-card-make-a-video-enter-to-win-1000/">Shred your Credit Card-Make a Video, Enter to win $1,000</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/3628/should-i-borrow-from-401k-to-pay-credit-cards/' rel='bookmark' title='Should I Borrow from 401K to Pay Credit Cards'>Should I Borrow from 401K to Pay Credit Cards</a></li>
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<li><a href='http://damonday.com/3703/how-to-get-out-of-debt-carnival-of-personal-finance/' rel='bookmark' title='How To Get Out Of Debt &#8211; Carnival of Personal Finance'>How To Get Out Of Debt &#8211; Carnival of Personal Finance</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If someone doesn&#8217;t want you to get a 2nd opinion, You Better Get One</title>
		<link>http://damonday.com/2531/if-someone-doesnt-want-you-to-get-a-2nd-opinion-you-better-get-one/</link>
		<comments>http://damonday.com/2531/if-someone-doesnt-want-you-to-get-a-2nd-opinion-you-better-get-one/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 05:35:09 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Financial Wisdom]]></category>
		<category><![CDATA[General Debt Help]]></category>
		<category><![CDATA[honest financial advice]]></category>
		<category><![CDATA[New Era Debt Solutions]]></category>
		<category><![CDATA[New Era Debt Solutions Reviews]]></category>
		<category><![CDATA[second opinion]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=2531</guid>
		<description><![CDATA[&#160; I was listening to the Ric Edelman podcast this evening and a caller came on the line and mentioned he had met with a financial planner and was told that he should use annuities and life insurance products as a vehicle to sort of shelter some money in a way that would be more [...]<p><a href="http://damonday.com/2531/if-someone-doesnt-want-you-to-get-a-2nd-opinion-you-better-get-one/">If someone doesn&#8217;t want you to get a 2nd opinion, You Better Get One</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/3022/no-upfront-fee-debt-settlement-is-nice-but-tell-me-the-risks-you-neglected-home-slice/' rel='bookmark' title='No upfront fee-debt settlement is nice-but tell me the risks-you neglected home slice'>No upfront fee-debt settlement is nice-but tell me the risks-you neglected home slice</a></li>
<li><a href='http://damonday.com/316/debt-settlement-company-attacks-me-for-exposing-their-deception/' rel='bookmark' title='Debt Settlement Company Attacks Me for Exposing Their Deception'>Debt Settlement Company Attacks Me for Exposing Their Deception</a></li>
</ol>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Excuse Me &#8211; I&#8217;m Calling Bullshit</title>
		<link>http://damonday.com/1108/excuse-me-im-calling-bullshit/</link>
		<comments>http://damonday.com/1108/excuse-me-im-calling-bullshit/#comments</comments>
		<pubDate>Sat, 05 Jun 2010 07:42:49 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Debt Settlement Companies in Trouble]]></category>
		<category><![CDATA[Debt Settlement Horror Stories]]></category>
		<category><![CDATA[Financial Wisdom]]></category>
		<category><![CDATA[General Debt Help]]></category>
		<category><![CDATA[debt settlement scam]]></category>
		<category><![CDATA[honest financial advice]]></category>
		<category><![CDATA[truth about debt help companies]]></category>

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		<description><![CDATA[After months of debate, mostly with myself, I have decided to start a new series on my blog entitled &#8220;Excuse me, I&#8217;m calling Bullshit!&#8221; Professional?  Not really.  Effective? I really hope so. Every day I sit at my desk and read mountains of articles, press releases, ads, websites, all designed to target cash strapped, emotionally [...]<p><a href="http://damonday.com/1108/excuse-me-im-calling-bullshit/">Excuse Me &#8211; I&#8217;m Calling Bullshit</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



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<li><a href='http://damonday.com/3015/consumers-in-debt-are-easier-to-scam/' rel='bookmark' title='Consumers in Debt are easier to Scam!'>Consumers in Debt are easier to Scam!</a></li>
<li><a href='http://damonday.com/1241/president-of-new-era-debt-solutions-attacks-me-its-just-par-for-the-course/' rel='bookmark' title='President of New Era Debt Solutions Attacks Me, It&#8217;s Just Par for the Course'>President of New Era Debt Solutions Attacks Me, It&#8217;s Just Par for the Course</a></li>
<li><a href='http://damonday.com/234/credit-solutions-of-america-sued-by-florida-attorney-general/' rel='bookmark' title='Credit Solutions of America &#8211; Sued by Florida Attorney General'>Credit Solutions of America &#8211; Sued by Florida Attorney General</a></li>
<li><a href='http://damonday.com/316/debt-settlement-company-attacks-me-for-exposing-their-deception/' rel='bookmark' title='Debt Settlement Company Attacks Me for Exposing Their Deception'>Debt Settlement Company Attacks Me for Exposing Their Deception</a></li>
</ol>]]></description>
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		<title>DamonDay.com is in Transition</title>
		<link>http://damonday.com/408/damonday-com-is-in-transition/</link>
		<comments>http://damonday.com/408/damonday-com-is-in-transition/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 13:58:52 +0000</pubDate>
		<dc:creator>Damon</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General Debt Help]]></category>

		<guid isPermaLink="false">http://damonday.com/?p=408</guid>
		<description><![CDATA[DamonDay.com is currently undergoing some renovations and design changes.  We apologize for all of the noise and dust while we are making some necessary modifications and upgrades to our website.  We have learned that we are much better at breaking our site then we are at putting it back together.  As a result many of [...]<p><a href="http://damonday.com/408/damonday-com-is-in-transition/">DamonDay.com is in Transition</a> is a post from: <a href="http://damonday.com">Credit Card Debt Settlement</a></p>



Related posts:<ol><li><a href='http://damonday.com/162/top-5-myths-told-by-debt-settlement-companies/' rel='bookmark' title='Top 5 myths told by Debt Settlement Companies'>Top 5 myths told by Debt Settlement Companies</a></li>
<li><a href='http://damonday.com/3015/consumers-in-debt-are-easier-to-scam/' rel='bookmark' title='Consumers in Debt are easier to Scam!'>Consumers in Debt are easier to Scam!</a></li>
<li><a href='http://damonday.com/1529/tasc-throws-usoba-on-the-sword-runs-to-next-industry-to-plunder/' rel='bookmark' title='TASC Throws USOBA on the Sword, Runs to Next Industry to Plunder'>TASC Throws USOBA on the Sword, Runs to Next Industry to Plunder</a></li>
<li><a href='http://damonday.com/debt-settlement-discounts/' rel='bookmark' title='Debt Settlement Discounts'>Debt Settlement Discounts</a></li>
<li><a href='http://damonday.com/299/debt-relief-usa-files-bankruptcy-clients-get-burned/' rel='bookmark' title='Debt Relief USA files Bankruptcy &#8211; Clients get Burned'>Debt Relief USA files Bankruptcy &#8211; Clients get Burned</a></li>
</ol>]]></description>
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