Financial Advice

Need Financial Help With Debt? Bloomberg Says I Am The Guy

Posted on Apr 3, 2012 | 2 comments

Ok, so I might have taken a few liberties with that title. Bloomberg doesn’t even know who I am specifically, but if you need financial help a recent article on Bloomberg.com clearly recommends paying for unbiased financial advice vs talking to a commissioned sales person for free. The article was discussing the rampant financial illiteracy among the general public and pondering what, if...

Calling A Debt Relief Program For Free Help – In A NutShell

Posted on Feb 29, 2012 | 7 comments

I get it. You’re busy, you’re scared, you’re juggling debt payments and you just want a solution. There are plenty of programs offering debt relief, just begging you to call them for free help. Is Free Help what you need? You need Honest answers about what to do. You need someone to level with you and tell you the truth about how to fix your financial situation. Here is the...

Should I Borrow from 401K to Pay Credit Cards

Posted on Jan 5, 2012 | 27 comments

One of the major pitfalls to acting on financial advice given to a general audience is that the advice is…well, general. A perfect example revolves around using a 401k to pay off debt. If a consumer was to read several personal finance books and blogs, they would easily come to the conclusion that you should never use a 401k to pay off credit cards. I disagree with that conclusion and say...

How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off

Posted on Dec 16, 2011 | 4 comments

Here is a guide to help try to avoid being cheated or scammed by a business or company and check out or evaluate a company for free before you decide to pay them money for services. Over the years a common theme has emerged where people feel they are scammed by a company or taken advantage of and it appears they have not checked them out before giving up their hard earned money for services....

How To Get Out Of Debt – Carnival of Personal Finance

Posted on Aug 23, 2011 | 12 comments

Today I thought I would try something different and take a stab at hosting a Personal Finance Blog Carnival started by my friend Steve Rhode over at How to Get Out of Debt. For those of you who don’t move in blogospheric circles, a blog carnival is simply a roundup of articles from various blogs, typically centered around a common topic. I’ll admit that I was fairly selective this...