If you are reading this page, then you have been referred by my friend and fellow Debt Coach, Steve Rhode over at GetOutOfDebt.org. If you are looking for unbiased and honest information regarding all options available to consumers for getting out of debt, there are some great resources available to you on this website.

    I then recommend that you schedule an individual phone consultation with me. I will take the time to analyze your overall situation, educate you about all of the options available and then make specific recommendations for you to accomplish your goals.

    Over the past few years I seem to be receiving an ever increasing number of requests from consumers to recommend good Debt Settlement programs to them. The rise in the popularity of a debt settlement approach can be directly correlated to the increased marketing intensity and rapid expansion of this segment of the debt help industry. If you are considering hiring a debt settlement company you need to speak with me first.  Not only can I tell you who the good companies are for you to research, but as a client of mine they will give you a huge discount off their fees because I don’t accept any referral commissions and instead ask them to give the money to my clients in the form of a fee discount. Calling a debt settlement sales person before speaking with me will cost you money.

    While I agree it is certainly very important to find a credible program if you are going to entrust your financial future to a third party, I feel that it is infinitely more important to first take a breath, and fully understand your financial circumstances, as well as all of the options available to you.  So as great as getting a fee discount is, we want to first make sure that we put together an appropriate strategy to resolve your debt situation before worrying about whether or not you should hire someone to settle your debt.

    Damon Day

    Damon Day

    If you like what you see on my website and feel that speaking with me will help with the situation you are facing, you can request an individual phone consultation with me. I can review your financial circumstances in detail and let you know exactly what you are going to need to do to accomplish your specific goals. If you are in a situation where you may want to hire a third party firm to assist you, I can recommend some programs for you to research that make much more financial sense, than the typical bad programs that are being pushed by most of the sales people out there.

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