After months of debate, mostly with myself, I have decided to start a new series on my blog entitled “Excuse me, I’m calling Bullshit!”
Professional? Not really. Effective? I really hope so. Every day I sit at my desk and read mountains of articles, press releases, ads, websites, all designed to target cash strapped, emotionally drained consumers just looking for honest help with their financial situations. Most of this stuff is just total, well, Bullshit!
I am sick and tired of it. Moving forward, I have no problem publicly calling these people out on their Bullshit. Sure I have done this before if you read my blog, but now the kid gloves are coming off. If I read one more press release from some rip off Debt Settlement program, espousing some fairy tale virtue of how a front loaded fee structure is so great for a consumer, I think my head is literally going to explode.
It is so far out of hand that consumers don’t even know what is up and what is down anymore. The average consumer can’t possibly hope to wade through all of the crap out there and separate fact from fiction.
So all of you scammers, fraudsters, con men, carpetbaggers, and just plain Bullshitters, you have been fairly warned. If you put something out there that is not truthful and clearly designed to mislead or deceive consumers, don’t be surprised if I render an opinion on it. If it proves to be bonafide Bullshit I will award you with this seal. What you do with it is up to you, but I recommend you put it on your website next to your TASC, USOBA or any other Bullshit logo you have on your website to try and convince people that you are a company that can be trusted.
Could I have used a more professional word to get my point across? Of course. Are some consumers going to be offended? Probably, but I feel that the ends justify my means. Consumers are hammered every day by companies that spend millions of dollars trying to convince them that they hold the magic pill to all of your debt problems. I don’t have millions of dollars to spend to tell you that most of them will just take your money upfront and put you in a much worse financial position. So maybe having the word Bullshit in the title of some of my articles, might be just offensive enough to raise your curiosity and have you click the article and find some clarity about what most of the debt help organizations really do before it is too late.
Webster Defines Bullshit as “a Ludicrously false statement.”
Well when I hear such ludicrously false statements such as “charging consumers a fee only based on performance, would cause creditors to not settle debts as low as they would if we charged consumers all of the fees upfront,” I can’t seem to come up with any better word than Bullshit. Can you?
Interview clip of Harry Frankfurt, Author of “On Bullshit”